Learn, earn, save and invest the fun way.
Psst — you can still click the coins floating around Hop. They count.
Kangaroos can't hop backwards — it's why they're on the coat of arms. Hopskoch works the same way: every dollar has a direction. A goal it's headed for, a streak keeping it moving, compounding quietly pushing it from behind — and a coach who knows exactly how far there is to go.
★★★★★"We tried a big-bank kids app. My son opened it twice in a year — it was just a card with a logo on it."
★★★★★"Now they check their goals before school. A talking kangaroo did what a year of my nagging couldn't."
★★★★★"The lawn has never been mowed this often. Not once have I asked."
★★★★★"My daughter turned down a $7 slushie because “it's not in the plan”. I nearly cried."
★★★★★"He asked me why his savings grew without him doing anything. He's nine. Hop explained it better than I could."
★★★★★"The three of them fight over the leaderboard now. Fight. Over saving money."
★★★★★"I see every mission and approve every payout. First app where I actually feel like the parent."
— HILDA Survey · the University of Melbourne study tracking 17,500+ Australians
So we built Hopskoch - to raise the most money-smart generation
Australia's ever seen.
Bite-sized lessons and experiences teach kids lifelong money skills in a fun, gamified way. Mapped to the Australian Curriculum.
Explore the game →By receiving pocket money, gifts from family & friends and completing chores, kids learn to grow their own money and build better habits.
See missions & rewards →An Australian first: your child's savings compound over timewith our Savings Bonuses. More incentive to save, and build healthier habits.
Watch savings compound →Set kids up for smarter spending with a personalised debit card, spending controls, and smart insights from Hop.
Meet the card →You're not alone in wanting more for your kids — a Junior Stocks & Shares ISA helps you grow money for their future.
Explore investing →See what your child knows, how they compare with their year level, and the exact question types they're getting right or wrong. Weekly reports track accuracy, difficulty and skill-by-skill progress — so you know what's improving and what to focus on next.
Games, quests and streaks that teach real money skills. Your kids won't call it a lesson. It just is one.
Quest 4 · Saving
You save $2 every week. What's in the jar after 5 weeks?
Every dollar saved earns Savings Bonuses. Kids see their money grow in real time — and saving becomes the game they want to win.
$10/week from age 8
Set missions — chores, goals, good habits. Kids complete them, earn rewards, and learn that hard work pays.
Hop guides, encourages and answers every money question — so you don't have to have all the answers.
Free trial. No lock-in. Cancel anytime.
Learn, earn, save
$4.50/month
Everything in Classic, plus investing
$6.50/month
We don't call them chores — a mission is a challenge. Feed the dog, wash the car, mow the lawn: parents approve the mission, the money lands straight in the goal, and it compounds from day one.
Missions, streaks and goals earn points too — and points turn into real-world rewards with the brands kids actually love. Saving pays. Then it pays again.
This week
Parents approve the mission, the money lands in the goal.
Savings goals
Every kid saves better with something worth chasing. Set the goal, watch the bar crawl toward it — Hop counts down the weeks with you, and celebrates like mad when you land it.
Savings goals
Quarterly leaderboards
Three age groups, a fresh board every quarter — ranked on saving streaks and goals hit, never on how much you have.
Quarterly leaderboards
Ranked on saving streaks and goals hit — never on how much you have.
Build better spending habits
Take a photo of anything with a price tag, and Hop — your child's money mentor — says whether it's a smart buy, and simply reminds them to save. Smarter spending starts early.
Hop's verdict
"Fair price — but you're $23 from your goal. Grab them next week and keep the streak?"
The Hopskoch card
And the card in their pocket? They design it — and it taps to pay anywhere.
Who's Hop?
Money coach
Hop isn't a chatbot bolted on. He's a coach — he knows the goal, the streak, and how many weeks out the bike is. Ask him anything, out loud, any time.
He celebrates the wins like they're his own, does the maths when you can't be bothered, and never, ever laughs at a question.
For parents
You approve missions and payouts, see every transaction, and set the limits. No ads, no selling data, no sneaky in-app anything — and it's the only pocket-money app where savings actually compound.
| hopskoch | Big-bank kids account | Jar of cash | |
|---|---|---|---|
| Compound growth kids can see | ✓ | ~ | ✗ |
| Missions → goals pipeline | ✓ | ✗ | ✗ |
| AI coach that talks back | ✓ | ✗ | ✗ |
| Streaks, cards & rewards | ✓ | ✗ | ✗ |
| Parent approvals & limits | ✓ | ~ | you are the limit |
Ages 5–17. The game meets kids at their level — from first coins to first investments.
No — and that's the point. Hopskoch is a money education app with real money attached. Funds are held with a regulated Australian partner, and every dollar is parent-controlled.
Every dollar your child saves earns a Savings Bonus that compounds — they watch their money grow in real time.
Earning, saving, spending, investing — mapped to the Australian Curriculum (ACARA) and the National Consumer and Financial Literacy Framework, and tailored to your child's level.
Everything that matters: mission approvals, payouts, spending limits, full transaction visibility. No ads, no data selling, no in-app purchases.
Yes. Start with a free trial, cancel in two taps whenever you like.
