Savings goals
The $250 push bike
$0 saved$94 to go · 6 weeks at this pace
Visible progress makes every coin earned mean something.
The difference
Other apps stop at earn-and-spend. We get kids saving — because the discipline to save is the foundation of every other success.
Source: HILDA Survey — the University of Melbourne study tracking 17,500+ Australians
That’s the gap Hopskoch exists to close — not with lectures, but with a game kids can’t put down and money that visibly works for them.
An Australian first
Here’s the hook the banks can’t match: every dollar your child saves earns a real cash Savings Bonus — and it keeps growing the longer they leave it. Hopskoch is the first Australian platform to reward kids for saving with real money.
Kids see the curve bend upward in real time. Compound growth stops being a chapter in a maths book and becomes theirmoney, doing its thing.
Savings goals
Visible progress makes every coin earned mean something.
Learn
Curriculum-aligned quests, XP and leaderboards — genuine financial literacy disguised as the game kids ask to open. Your kids won’t call it a lesson. It just is one.
Earn
Kids earn from real missions at home, parents approve the payout, and the money lands straight in the goal — building responsibility while the pouch grows.
Save
Real cash rewards on every dollar saved, compounding over time. Saving becomes the game they want to win — then it pays again in rewards with brands they love.
Coach
Hop answers every money question out loud, gives verdicts on real purchases, and never laughs at a question — the world’s first AI money coach built for kids.
| hopskoch | Big-bank kids account | Jar of cash | |
|---|---|---|---|
| Compound growth kids can see | ✓ | ~ | ✗ |
| Curriculum-aligned learning (ACARA) | ✓ | ✗ | ✗ |
| Missions → goals pipeline | ✓ | ✗ | ✗ |
| AI coach that talks back | ✓ | ✗ | ✗ |
| Literacy progress reports | ✓ | ✗ | ✗ |
| Streaks, cards & rewards | ✓ | ✗ | ✗ |
| Parent approvals & limits | ✓ | ~ | you are the limit |